ReckonOS and Bonsai compared
Bonsai prices per user: Essentials, the first plan with invoicing, is $25 a user a month or $19 billed yearly. ReckonOS prices per workspace. One person pays less on Bonsai Essentials than on ReckonOS Starter at $49; five people pay $125 on Bonsai against $99 on ReckonOS Pro, and fifteen pay $375 against $199 on Studio.
Prices checked on 10 November 2026. Prices may change. Check the vendor’s site for current pricing.
Which fits you
Choose Bonsai if
You work alone or with one or two people and want proposals and contracts beside invoicing.
Choose ReckonOS if
Your team is growing: one workspace price covers up to 10 or 50 people, with project margin, a tax reserve estimate and payment through your own gateways.
Bonsai list prices
Read on the vendor’s own page on 10 November 2026. List prices, not introductory offers.
| Plan | Basis | Billed monthly | Billed yearly, per month |
|---|---|---|---|
| Bonsai Basic | Per user | $15 | $9 |
| Bonsai Essentials | Per user | $25 | $19 |
| Bonsai Premium | Per user | $39 | $29 |
| Bonsai Elite | Per user, 3 users minimum | $59 | $49 |
- Source: hellobonsai.com/pricing (opens in a new tab), checked 10 November 2026. The page does not say whether tax is added.
ReckonOS prices
Per workspace, in US dollars. VAT or sales tax may be added at checkout. Every plan has unlimited clients and invoices.
| Plan | Limits | Billed monthly | Billed yearly, per month |
|---|---|---|---|
| ReckonOS Starter | 1 user; 1 payment gateway plus bank transfer; 50 receipt scans a month | $49 | $39$468 a year ÷ 12 |
| ReckonOS Pro | Up to 10 users; 3 payment gateways plus bank transfer; 500 receipt scans a month | $99 | $79$948 a year ÷ 12 |
| ReckonOS Studio | Up to 50 users; 8 payment gateways plus bank transfer; 2,000 receipt scans a month | $199 | $159$1,908 a year ÷ 12 |
The arithmetic
One person, Bonsai Essentials against ReckonOS Starter
Billed monthly: $25 (Bonsai Essentials) = $25 a month; ReckonOS Starter $49, so ReckonOS costs $24 more.
Billed yearly: $19 = $19 a month; ReckonOS Starter $39, so ReckonOS costs $20 more.
Team of 5, Bonsai Essentials for 5 users against ReckonOS Pro
Billed monthly: 5 × $25 (Bonsai Essentials) = $125 a month; ReckonOS Pro $99, so ReckonOS costs $26 less.
Billed yearly: 5 × $19 = $95 a month; ReckonOS Pro $79, so ReckonOS costs $16 less.
Team of 15, Bonsai Essentials for 15 users against ReckonOS Studio
Billed monthly: 15 × $25 (Bonsai Essentials) = $375 a month; ReckonOS Studio $199, so ReckonOS costs $176 less.
Billed yearly: 15 × $19 = $285 a month; ReckonOS Studio $159, so ReckonOS costs $126 less.
Tax and payment-processing fees are left out on both sides. The cost calculator on the Pricing page compares whole stacks of tools.
Side by side
Bonsai column as stated on its pricing page on 10 November 2026. “Not listed” means the page we checked did not mention it.
| Feature | ReckonOS | Bonsai |
|---|---|---|
| How it is priced | Per workspace: 1, up to 10 or up to 50 users | Per user; Elite has a 3-user minimum |
| Invoicing and payments | Every plan | Essentials and above (not on Basic) |
| Client portal | Every plan | Essentials and above |
| Time tracking | Every plan | Every plan |
| Proposals and contracts | Not included | Essentials and above |
| Tax reserve estimate from each payment | Every plan | Not listed on the page we checked |
| Accounting | Reports and exports for your accountant | QuickBooks and Xero integrations on Premium |
Where they are not like for like
- Bonsai’s proposals, contracts and CRM have no ReckonOS equivalent. Multi-currency billing appears on Bonsai’s page without a plan, so it is not compared.
Prices checked on 10 November 2026. Prices may change. Check the vendor’s site for current pricing. Bonsai is a trademark of its owner, named here only to identify the product. This page is not endorsed by or affiliated with it.
Other comparisons: QuickBooks Online · FreshBooks · Wave · Xero · Assembly (formerly Copilot) · Expensify
Questions
Is Bonsai priced per user?
Yes. On 10 November 2026 Bonsai listed Basic at $15, Essentials at $25, Premium at $39 and Elite at $59 per user a month, or $9, $19, $29 and $49 billed yearly. Elite needs at least three users.
Try ReckonOS on your next invoice.
Set up your workspace, add your logo and send an invoice in your own template. Every feature is open during the trial.
$7 today for 7 days of full access. On day 7 Pro starts at $99 a month (or $948 a year) unless you cancel first. Cancel any time from Settings > Billing. VAT or sales tax may be added at checkout.